You got into a car accident. Maybe it was your fault. Maybe it wasn’t. Now, you’re dealing with the insurance side of things. You were about to call your insurance agent and start the claims process, but you remember back a few years. Your mother got in a small crash. [...]
If you live in a high crime area, you may be curious whether car insurance covers vandalism. Maybe your neighbor’s car got broken into, or you’ve heard tall tales. You want to know if you’re covered before disaster strikes. If that’s you, then you’re in the right [...]
“Hazard Insurance” is a term used to describe a policy that helps protect your property and valuables from various hazard threats. This can include loss or damage caused by fire, hail, theft, and vandalism. In some cases, it may also refer to coverage for flood damage. While it may [...]
In North Carolina, the driver who caused the accident is responsible for damages. The insurance company will determine if the damaged car can be repaired, or if the car is a total loss. Repairs on damages less than 25% of the vehicle's value are paid in full by the insurance company. I [...]