Every state has different requirements on insurance liability for drivers. If you don’t meet the requirements in your state of residence, you’ll be penalized. It doesn’t matter what state you reside in.

If you drive without proof you’ve met the state’s insurance requirements, you’ll be facing pricey fines and repercussions. While each state is different, there are consequences to driving without car insurance in North Carolina.

Common Consequences For Driving Without Insurance

Expect issues if you’re pulled over or in a crash without proof of insurance. Here are a few common issues or penalties:

• Suspended driver’s license.
• Vehicle registration suspended.
• Large fine from a traffic ticket due to no insurance.
• Increased future insurance costs.
• Huge fines. Many states make you pay a large fee if you’re caught without insurance.

Now, these are just a few of the common issues. Remember that each state will have different statutes involving driving without the proper insurance. You should check with your state’s DMV office to understand exactly what penalties you would be facing if caught without insurance.

Uninsured Drivers & Accidents

If you get pulled over without proper car insurance, you risk paying a hefty fine, suspending your driving privileges, and more. If you get in an accident without insurance, you’ll face even greater risks.

If you don’t have insurance and cause an accident, you’ll have to pay for your injuries and the damage to your car. If you cause injuries or damage to someone else’s car, you’ll also be responsible for those damages too.

In a car crash, these damages can end up being hundreds of thousands of dollars – if the accident is severe enough. That’s usually a worst case scenario, but it is a risk.

If you can’t afford such large sums, then your assets could be taken. You could be forced to give up your home, vehicles, and more to pay for the damages.

The Risk

Quite frankly, you risk destroying your financial future every single time you get behind the wheel without the proper type of insurance. Even the state minimum coverage can ensure you don’t drive with large risks every time you get behind the wheel.

The risk of driving your vehicle without insurance is not worth it. Premiums may seem pricey, but the hit your finances will take without insurance is far more than any premium.

Keep Your Car Insurance Current

Don’t risk being caught without proper car insurance. Keep your car insurance current at all times. Here are a few ways to ensure your policy never lapses:

• Automatic Payment Options: Many insurance carriers allow you to pay using automatic debit or credit card payments. This ensures you’ll never forget to make a payment. Thus, you’ll never cruise around uninsured.

• Annual Payments: Another easy way to ensure you’re always insured is to pay annually. Instead of making payments monthly, you pay for the entire year at once, and it’s off your plate.

What are the Consequences of Driving Without Car Insurance?

The consequences of driving without car insurance are steep and not worth the risk. You’re risking financial ruin just to avoid paying the state minimum coverage. Help yourself out and remember to always keep your car insurance policy current.

 

Please don’t hesitate to contact our team at ProtectiveAgency.com or call (877) 739-9367. Our licensed insurance agents will be happy to answer any questions you have.