If you’re a new driver looking for auto insurance, you’ve come to the right place. In this detailed article, we’ll break down a unique process that shows you how to compare auto insurance. Using these ideas, you can almost guarantee you’ll find a good deal.

 

Ways to Compare Auto Insurance For New Drivers

 

So without further ado, let’s dive in:

 

• Start Online

First and foremost, open up your computer and fire up Google. Type in the name of your city and then add, “car insurance quotes” to the end of the search. Press enter. You’re about to open up the wide world of auto insurance.

When you do this, hundreds of results will pop up. The online auto insurance industry is a huge market. Many companies will be practically begging to throw you a quote. Search a few- don’t just stop at one.

During your search, don’t necessarily look for the perfect company to sign up with. Just notice the pricing for different types of coverage.

 

• Look For Legit Companies

Once you’ve been digging around the Internet for a bit, dial in on a few promising companies that can provide you quotes. Get some quotes from said companies and begin comparing and contrasting.

Ideally, you want to look for 3-5 of the top providers in your area. Then compare costs, discounts, the type of coverage offered, and if they’re a local or national offering. Make sure you’re comparing similar type coverage. You don’t want to compare apples to oranges when talking about insurance.

 

• Discounts Galore

Insurance companies offer a plethora of discounts. If you do not see the one you are looking for, be sure to ask the agent once you speak to them. It may be up to you to search out discounts and see if you qualify. Things like good grades, a clean driving history, bundling coverage options, and anti-lock brakes can all offer you discounts when shopping for car insurance as a new driver.

The key? Ask the company or insurance agent about discounts after you find out their “rock bottom” price. There’s a solid chance you can get a great deal on auto insurance if you qualify for discounts. However, every company offers different ones – so you’ll have to shop around.

 

• Look at Complaints

Car insurance is an industry that’s well regulated, especially in favor of the consumer. It has to be, as coverage is required to get behind the wheel. Due to regulation, you can find information about car insurance providers all over the internet.

Where is a good place? The National Association of Insurance Commissioner’s (NAIC) website. On this site, you’ll find complaint ratios of all the major insurers in your area.

Scroll through the complaint ratios and eliminate any company that has a high ratio. High complaint ratios equal bad customer service. And you never, ever want to work with an insurance company that offers bad customer service.

 

• Pick Up the Phone

Hopefully, after all this internet research, you’ve compiled a list of 3-5 insurance companies in your area you may purchase coverage from. You’ve got an idea of pricing, coverage options, and discounts you may be eligible for. You also know a little about the customer service these companies provide.

The next step is picking up the phone and calling insurance providers. See what type of pricing an insurance agent can get you on the phone. See if you get along with an agent. Customer service is paramount in the industry.

While e-commerce has taken over many an industry, speaking to someone offers a level of comfort unavailable online. When purchasing something as important as car insurance, that comfort can be important, especially for new drivers.

 

Getting A Good Deal!

 

Using the five tips above, you should be able to accurately compare car insurance quotes as a newer driver. The tips above will help you make a great buying decision when getting the ideal insurance for your car.

 

If you want more great information on the topic from experience, please contact our team at ProtectiveAgency.com or call (877) 739-9367. Our licensed insurance agents will be happy to answer any questions you have.