There is nothing wrong with trying to save some cash on insurance policies. And you might be paying too much for auto insurance. Here is why:

Combine & Save

By having all your insurance policies with one company, you will often save a large chunk of change. Insurance companies usually offer more savings to customers with more policies.  

Car Type Matters

The type of car you drive plays a huge role in how much you pay for auto insurance. Vehicles seen as low-profile and low-risk tend to cost a lot less when insurance comes into consideration.

Get to Shopping

While working with the same company for all policies often works, sometimes you need to shop around. Insurers use an extensive list of factors to determine your rate. It is worth the time to get a few quotes before signing up for any policy.

Credit Score Compensation

There has been research done on the links between credit score and filing an insurance claim. A better credit score will typically mean a better auto insurance price.

Pay In Full to Save

If you pay for six months to a year for car insurance at once, you will often find significant savings. Insurance companies include administrative fees when you pay by the month.

Understanding Auto Insurance Prices in North Carolina

The average price of auto insurance in North Carolina is $687. That varies with each region and city. For example, the average auto insurance premium in each city varies wildly. Rates in popular cities include:

 

• Asheville $609

• Winston Salem $630

• Greensboro $635

• Raleigh $680

• Wake Forest $687

• Wilmington $726

• Durham $728

• Charlotte $765

• Fayetteville $840